Terms & Conditions

1. Agreement to These Terms

These Terms & Conditions (“Terms”) are an agreement between you and USA Equity Investors, LLC (“USA Equity Investors,” “Company,” “we,” “our,” or “us”) governing this website, its property-review forms, and related website communications. When you check the required Terms box and submit a form, you affirmatively agree to the version identified beside the form, including the individual arbitration and class-action waiver in Section 10, and acknowledge our Privacy Policy. Acknowledging the Privacy Policy does not create consent beyond the choices you make.

If you do not agree, do not check the box or submit the form. You may call us with questions before submitting. General access to public content does not itself create a transaction, agency, fiduciary, or professional relationship.

You must be at least 18 years old, legally capable of entering an agreement, and authorized to provide information about the property and contact methods submitted. If you act for an entity, estate, trust, or another owner, you represent only that you are authorized to make the inquiry; proof of authority may be required before a transaction can proceed.

2. Our Role and Four Transaction Options

USA Equity Investors evaluates potential real estate transactions as a principal for its own investment purposes. We are not the seller’s real estate broker or agent and do not provide legal, tax, accounting, lending, debt-relief, loan-modification, insurance, appraisal, or financial advice. Any brokerage or other licensed service is performed by a separately engaged, properly licensed professional under the agreements and disclosures required by law.

Depending on the property, location, applicable law, completed review, and written approvals, we may consider one of four evaluation paths:

1. Direct As-Is Purchase. USA Equity Investors or an identified affiliated entity may purchase the property directly in its current condition under a written purchase agreement.
2. Investor Assignment (Disclosed Wholesale). USA Equity Investors may enter a purchase agreement as principal and, only where the agreement and law permit, assign its contractual or equitable purchase interest to another investor. Required disclosures and cancellation rights apply, and USA Equity Investors may earn an assignment fee or other profit.
3. Retail Advantage™. For an eligible rent-ready or nearly rent-ready property, USA Equity Investors may enter a principal-to-principal written agreement and coordinate agreed limited cleanup, staging, cosmetic preparation, or minor repairs. Any listing or brokerage activity is handled separately by a properly licensed professional. The program generally takes approximately 1–4 months. Market response, inspections, appraisal, buyer financing, title, and closing conditions apply; no buyer, closing date, or proceeds are guaranteed.
4. No-Equity / Existing-Financing Purchase. For certain owners whose equity may be insufficient after expected agent compensation, closing costs, liens, and loan payoffs, USA Equity Investors may consider a separately documented purchase in which title transfers while some existing financing remains in place.

Not every path is available in every state or for every property. Nationwide coverage means we accept property inquiries across the United States. It does not represent that every structure is offered or lawful in every jurisdiction. Availability may depend on licensing or registration, property and owner circumstances, required disclosures and cancellation periods, approved state-specific documents, lender or servicer requirements, and other law.

Retail Advantage™ expenses and proceeds

Only a fully executed written agreement identifies covered preparation and transaction expenses. Under that agreement, the seller does not pay or reimburse expenses expressly identified as covered, and USA Equity Investors earns its potential program return only if a closing occurs. Mortgages, liens, taxes, insurance, utilities, judgments, prorations, and other seller or property obligations are separate and may reduce final proceeds unless the signed documents expressly state otherwise. The final settlement statement determines actual closing disbursements.

Important existing-financing disclosures

A purchase “subject to” an existing loan is different from a lender-approved assumption. In a subject-to transaction, title may transfer while the loan and debt remain in the seller’s name, and the seller generally remains legally obligated unless the lender gives a written release. A lender-approved assumption requires lender approval and does not release the seller unless the lender expressly confirms release in writing.

An existing loan may contain a due-on-sale clause. Following a transfer, the lender may demand full repayment. Missed or late payments may harm the seller’s credit, create fees or default interest, and result in foreclosure or other remedies. Ownership changes may also create insurance, loss-payee, escrow, servicing, statement-access, tax, and lender-communication risks. No payment arrangement removes those risks or changes the lender’s rights.

Any possible assistance with arrears, reinstatement, moving, or relocation must be expressly included in a fully executed written agreement and is never promised by this website or an initial conversation. We may hold a qualifying property because its financing, expected cash flow, or potential tax treatment serves our investment objectives. That is a buyer-side consideration, not a representation of tax or financial benefit to the seller. Independent legal, tax, financial, insurance, and real estate advice—and direct consultation with the lender or servicer—are strongly encouraged before signing or transferring title.

3. Review, Approval, Acceptance, and No Guarantee

Every proposed deal and offer is subject to property and title verification and written review and approval by USA Equity Investors and any applicable underwriting, capital, or funding partners before an agreement is presented for signature. No proposed deal or offer may be signed, accepted, or treated as binding until those approvals have been obtained. After approval, a transaction becomes binding only when all required parties execute the written agreement.

Condition, access, occupancy, ownership, liens, taxes, existing financing, insurance, marketability, and other material facts must be verified. Website examples, estimates, automated messages, calls, texts, property reviews, and preliminary proposals are not binding offers, appraisals, or commitments to purchase or close. An approved agreement may contain contingencies, deadlines, state-required disclosures, cancellation rights, and other terms. Once fully executed, that agreement and its related transaction documents—not this website—control.

You agree to provide information that is accurate to the best of your knowledge and to correct material errors you discover. We may decline a property review or proposed transaction where permitted by law.

4. Calls, Text Messages, and Email

Response to the inquiry you submit

When you provide contact information and submit a property inquiry, you request a response about that inquiry. If the separate optional marketing-consent box remains unchecked, your submission does not authorize automated, artificial or prerecorded voice, AI-generated voice, or marketing calls or texts. We may make only a legally permitted, non-automated response to the specific inquiry using a contact method you provided.

Optional marketing consent

If you separately check the optional consent box, you provide prior express written consent for USA Equity Investors and service providers acting solely on its behalf to send marketing or telemarketing calls and text messages to the number provided about your property inquiry and related USA Equity Investors services, including through an automatic telephone dialing system, other automated technology, and artificial or prerecorded voice, including AI-generated voice. Consent is not required to submit a request, receive a property review, enter a transaction, or sell property. Message frequency varies. Message and data rates may apply. Your carrier is not responsible for delayed or undelivered messages.

Consent is limited to USA Equity Investors and service providers acting solely on its behalf; it does not authorize underwriting partners, assignees, buyers, or other independent third parties to market their own services to you.

How to revoke consent or opt out

You may revoke consent at any time by any reasonable method. For texts, reply STOP, QUIT, END, REVOKE, OPT OUT, CANCEL, or UNSUBSCRIBE; reply HELP for assistance. You may also tell a representative, leave a voicemail, call (855) 956-2650, or email ceo@usaequityinvestors.com. We will honor valid requests within the period required by applicable law. A confirmation message may be sent where permitted. Transactional, safety, fraud-prevention, or legally required communications may continue when allowed.

Promotional emails will include a way to unsubscribe. You are responsible for ensuring you are authorized to provide any telephone number or email address submitted.

5. Electronic Records and Signatures

You consent to receive website-related records electronically at the email address or telephone number you provide, subject to your communication choices and applicable law. Checking a required agreement box and submitting the form constitutes your electronic signature to these website Terms. We may retain the Terms version, displayed assent language, checkbox state, submission identifier, date and time, page address, device or browser information, and related records to document the submission and protect legal rights.

This website assent does not electronically sign a property-purchase agreement. Any transaction agreement has its own presentation, review, signature, delivery, and record-retention process. You may request a copy of these Terms by contacting us and may print or save this page.

6. Acceptable Use

You may not use this website unlawfully; submit knowingly false or misleading information; impersonate another person; provide contact information you are not authorized to use; interfere with site operation; attempt unauthorized access; introduce malicious code; use automated tools to scrape or overload the site; or infringe another person’s rights. We may restrict access or preserve and disclose records when reasonably necessary to investigate misuse or comply with law.

7. Intellectual Property

The website’s branding, design, text, graphics, photographs, video, software, and other content are owned by or licensed to USA Equity Investors and protected by applicable law. You may view and print content for personal evaluation of our services. No other copying, modification, distribution, sale, republication, or commercial exploitation is permitted without written authorization, except as law allows.

8. Third-Party Services and Links

The website and our operations may use independent hosting, form-processing, communications, security, title, escrow, inspection, contractor, legal, insurance, underwriting, capital, funding, and licensed real estate providers. Third-party sites and services operate under their own terms and privacy practices. A link, referral, or coordination role does not guarantee or endorse a third party’s performance. Our Privacy Policy describes relevant information disclosures.

9. Website Disclaimers and Limitation of Liability

The website and its public content are provided “as is” and “as available” to the extent permitted by law. We do not warrant uninterrupted or error-free operation, complete accuracy, program eligibility, availability of a transaction structure, receipt of an offer, financing, a buyer, particular proceeds, or a closing. Nothing on the website is professional advice.

To the maximum extent permitted by law, USA Equity Investors and its owners, officers, employees, contractors, affiliates, successors, and assigns will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising solely from website use, website communications, delays, third-party services, estimates, or an uncompleted preliminary review. Nothing in these Terms excludes, limits, or waives liability, remedies, statutory rights, or duties that cannot legally be excluded, limited, or waived. Any liability arising under a fully executed transaction agreement is governed by that agreement and applicable law.

Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless USA Equity Investors and its representatives from third-party claims caused by your unlawful website use, knowing submission of materially false information, violation of these Terms, or infringement of another person’s rights. This obligation does not apply to the extent a claim was caused by USA Equity Investors or where indemnification is prohibited.

10. Governing Law; Binding Individual Arbitration; Jury and Class Waiver

Scope and transaction-agreement priority

This Section applies only to disputes arising from these website Terms, a website form submission, or website-related communications (“Website Dispute”). If you and USA Equity Investors later execute a transaction agreement containing a dispute provision, that transaction agreement exclusively governs disputes arising from that transaction and controls over any conflict with this Section. Nonwaivable rights and mandatory laws of the property’s jurisdiction remain applicable.

Governing law

Wyoming law governs these Terms, except its conflict-of-law rules and except where federal law or a jurisdiction’s nonwaivable law must apply. The Federal Arbitration Act, 9 U.S.C. §§ 1–16, governs the interpretation and enforcement of this arbitration provision.

Required informal notice

Before filing arbitration or a court action, the claimant must send an individual written Notice of Dispute containing the claimant’s name and contact information, relevant property address if any, a description of the dispute, supporting facts, and requested relief. Send notice to the email or mailing address in Section 12 with the subject or heading “Notice of Dispute.” USA Equity Investors will send its notice to the most recent email or mailing address provided. The parties will attempt good-faith resolution for 30 days after receipt. Any applicable limitations period is tolled during that 30-day period. This step is excused if immediate relief is legally necessary or if law prohibits it.

Small claims and government agencies

Either party may bring an individual action in a court of competent small-claims jurisdiction if the matter remains within that court’s limits and proceeds only individually. Nothing prevents either party from reporting a matter to or seeking relief from a federal, state, or local government agency where the agency may act.

Arbitration procedure

Any Website Dispute not resolved informally or in small claims will be resolved by one neutral arbitrator through individual binding arbitration administered by the American Arbitration Association (“AAA”) under the AAA Consumer Arbitration Rules then in effect, as modified by this Section and subject to the administrator’s applicable consumer-clause review requirements. The rules and filing information are available at adr.org/consumer or by calling AAA at (800) 778-7879. If AAA is unavailable or declines administration, the parties will select another established provider; if they cannot agree, a court may appoint an arbitrator under 9 U.S.C. § 5.

Unless the parties agree otherwise, a consumer may choose a documents-only, telephone, video, or in-person hearing as permitted by the applicable rules. Any in-person consumer hearing will occur in the county of the consumer’s residence or another mutually agreed location. Fees are governed by the applicable rules and law. USA Equity Investors will pay fees it is required to pay, and we will consider a reasonable written request to pay additional consumer fees. The arbitrator may award the same individual relief a court could award under applicable law and will provide a reasoned written decision when required by the rules or requested by either party.

Jury-trial and class-action waiver

For matters subject to arbitration, each party waives the right to have a judge or jury decide the dispute. All claims must proceed individually. Neither party may participate in or seek relief through a class, collective, consolidated, representative, mass, or private-attorney-general proceeding to the extent that waiver is permitted by law. The arbitrator may award relief only to the individual party seeking it and only to the extent necessary to resolve that party’s individual claim.

Right to reject arbitration

You may reject only this arbitration provision by sending an email or written notice within 30 days after the first date you agree to these Terms. Your notice must state “Arbitration Opt-Out” and include your name, the telephone number or email used for the inquiry, relevant property address if any, and the date of assent. Send it to the email or mailing address in Section 12. Opting out will not affect your inquiry, eligibility, or any other part of these Terms. A later transaction agreement may contain a separate dispute provision that requires its own review and decision.

Arbitration-specific severability and survival

If a court finds a portion of this arbitration provision unenforceable, it will be severed or limited to the minimum extent required and the remainder will continue, except that if the class or representative waiver is invalid for a particular claim or requested public injunctive relief, that claim or relief will proceed in court after any arbitrable individual claims are completed. This Section survives termination of website use. It does not waive public injunctive relief or any other right that cannot lawfully be waived.

11. Changes, Severability, and Entire Website Agreement

We may revise these Terms prospectively. An updated page will show a new effective date and version. Material changes will be communicated as required by law, and we will request new affirmative assent when appropriate, including for a material change to arbitration. A revision does not retroactively change accrued rights or a prior transaction agreement.

Except for the arbitration-specific rule in Section 10, if a provision is unenforceable, it will be limited or severed to the minimum extent necessary and the remaining provisions will continue. These Terms and the policies expressly incorporated here are the complete agreement concerning the website and its forms. A fully executed transaction agreement remains separate and controls the transaction it covers.

Questions or accessibility needs may be directed through our Accessibility Statement or the contact methods below.